Social Security for Couples: Maximizing Your Benefits Together

Adult Enrichment -

Fall 2024

Are you and your spouse nearing retirement age? Learn how to get the most out of your Social Security benefits as a couple.

Topics include:

How marriage impacts Social Security - The spousal and survivor benefits you may be eligible for based on your work records
Deciding when to claim - Strategies for timing when each spouse claims benefits to maximize your household income over your lifetimes
Coordinating with other income sources - Factoring Social Security into your overall retirement income plan alongside 401(k)s, IRAs, pensions, etc.
Taxes and Social Security - How benefits are taxed and ways to minimize taxes on your benefits in retirement
Working while receiving benefits - The earnings limits that may affect your benefits
Techniques higher-earning couples can utilize

This class is essential for married couples wanting to ensure they receive their full share of the Social Security benefits they’ve earned. Attend with your spouse or partner.

Rolf White

ROLF WHITE is an experienced professional and Accredited Investment Fiduciary (AIF®), a financial advisor with over 20 years of industry experience and has conducted seminars on financial planning and related topics all over central and southern Minnesota.

His background includes working for Fortune 500 companies and family owned businesses with experience in high-end management. Rolf is dedicated to providing quality advice to his clients, utilizing a financial planning system that gives clients a complete overview of their situation with sound ethical advice that will allow them to achieve their financial goals.

December 2024