Hastings Community Education

Are you and your spouse nearing retirement age? Learn how to get the most out of your Social Security benefits as a couple.

Topics include:

• How marriage impacts Social Security - The spousal and survivor benefits you may be eligible for based on your work records
• Deciding when to claim - Strategies for timing when each spouse claims benefits to maximize your household income over your lifetimes
• Coordinating with other income sources - Factoring Social Security into your overall retirement income plan alongside 401(k)s, IRAs, pensions, etc.
• Taxes and Social Security - How benefits are taxed and ways to minimize taxes on your benefits in retirement
• Working while receiving benefits - The earnings limits that may affect your benefits
• Techniques higher-earning couples can utilize

This class is essential for married couples wanting to ensure they receive their full share of the Social Security benefits they’ve earned. Attend with your spouse or partner.